1. Introduction

Welcome to CashJoy (“we,” “us,” or “our”). This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you use our website and mobile application (collectively, the “Site”). CashJoy is a “get paid to” platform where users perform tasks, take surveys, and participate in various activities in exchange for rewards.

1.1 This Site is managed by ADZMEGA, a company duly registered in India.

2. Information We Collect

2.1 Personal Data

• Identity Data: Name, username, profile image.
• Contact Data: Email address, phone number, postal address.
• Transaction Data: Payment methods, redemption details, reward transactions.
• Profile Data: Preferences, interests, survey responses, feedback.

2.2 Technical & Usage Data

• Technical Data: IP address, browser type/version, device info, OS, unique identifiers, time zone, location.
• Usage Data: Pages visited, features used, interaction metrics.

2.3 Identity Verification & Fraud Prevention

For suspicious activity, CashJoy may require KYC (Know Your Customer) with photo capture to confirm you’re a real person and prevent fraud. This is handled securely via our third-party provider, Verisoul. Please refer to their Privacy Policy for details.

3. Legal Basis for Processing

• Consent: When you opt in for specific features.
• Contractual: To deliver our services and manage your account.
• Legal Obligation: Compliance with laws (tax, anti-fraud).
• Legitimate Interests: Improving services, provided it doesn’t override your rights.

4. How We Use Your Info

• Account setup & management.
• Service delivery & reward processing.
• Communications (updates, support, marketing with consent).
• Analytics & site improvement.
• Security & fraud protection.

5. Sharing Your Data

5.1 Service Providers

We share data with trusted partners (payments, hosting, analytics, fraud detection) under strict confidentiality agreements.

5.2 Business Transfers

In mergers or acquisitions, your data may transfer to the new entity under this policy.

5.3 Legal Disclosure

We comply with lawful requests (courts, government agencies) where required.

5.4 Third-Party Links

External links on our platform have their own privacy practices; please review them before sharing personal data.

6. International Transfers

Data may be processed worldwide. We use Standard Contractual Clauses and other safeguards to protect data transfers across borders.

7. Data Retention

We keep data only as long as needed for the purposes collected or as required by law, after which it is securely deleted or anonymized.

8. Data Security

We employ industry-standard technical and organizational measures to protect your data, though no system is 100% foolproof.

9. Your Rights

• Access: Request a copy of your data.
• Rectification: Correct inaccuracies.
• Deletion: Erase data under certain conditions.
• Restrict: Limit processing.
• Portability: Receive data in a machine-readable format.
• Object: Oppose certain processing.
• Withdraw Consent: At any time, where processing is based on consent.

Continued use constitutes acceptance of changes. We encourage periodic review.

10. Breach Notification

If your data is involved in a breach that compromises your rights, we will notify you and relevant authorities as required by law.

11. Global Compliance (GDPR & CCPA)

We respect your privacy rights under GDPR (EU) and CCPA (California) regulations.

11.1 CCPA Rights (California)

• Know: What we collect, use, and share.
• Delete: Personal data (with exceptions).
• Opt-out: Of data sharing for marketing.
• No Discrimination: For exercising your rights.

To exercise your CCPA rights, email us at [email protected].

12. Children’s Privacy

Our Site is not for children under 13. If you believe we collected data from a child, please contact us immediately to delete it.

13. Updates to This Policy

We may revise this policy at any time; changes take effect upon posting. Please review this page periodically.

14. Disclaimer & Dispute

CashJoy is not liable for indirect damages resulting from data processing. For disputes, please contact us first to resolve the matter amicably.

15. Contact Us

If you have questions or concerns about this policy, please reach out:

Email: [email protected]